Brad & Karen Mattonen Blog

Insights for Homeowners

Real estate tips, market updates, and local insights for California homeowners and buyers.

San Diego Real Estate

San Diego County, CA Affordability Steady

Oct 5, 2026 · Brad & Karen Mattonen
All Posts San Diego Real EstateAffordable HousingFLIPPINGBuying a Home55+ senior San DiegoADUcalifornia housing lawsFSBOReal Estate agentcaliforniaReal Estate Newsabout san diego
San Diego Cost of Living: First-Time Buyer vs. Established Homeowner
Buying a Home Aug 19, 2026

San Diego Cost of Living: First-Time Buyer vs. Established Homeowner

Navigating the San Diego housing market presents distinct financial landscapes for first-time buyers...

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Why Waiting for Mortgage Rates to Drop Could Cost San Diego Buyers More
Buying a Home Aug 19, 2026

Why Waiting for Mortgage Rates to Drop Could Cost San Diego Buyers More

Holding out for a 1% mortgage rate drop feels safe, but in supply-constrained North County San Diego...

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California’s $11.25B Homeownership Bond Plan |
Buying a Home Aug 13, 2026

California’s $11.25B Homeownership Bond Plan |

California state leaders have agreed to place a historic $11.25 Billion Veterans and Affordable Hous...

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5 Crucial Steps Before Buying Your First Home in San Diego County
Buying a Home Aug 13, 2026

5 Crucial Steps Before Buying Your First Home in San Diego County

Ready to buy your first home in San Diego County? Before jumping onto Zillow or visiting open houses...

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San Diego County Cost of Living Breakdown: Homeownership vs Renting
Buying a Home Aug 12, 2026

San Diego County Cost of Living Breakdown: Homeownership vs Renting

San Diego County Cost of Living: Beyond the Numbers—Why Real Estate Ownership Makes Financial Sense ...

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California Debates Capping HOA Dues Hikes
Buying a Home Aug 11, 2026

California Debates Capping HOA Dues Hikes

Across California, condo and townhome owners face steep monthly HOA fee increases and surprise speci...

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5 Hidden Red Flags to Spot When Touring a Home in San Diego
Buying a Home Aug 11, 2026

5 Hidden Red Flags to Spot When Touring a Home in San Diego

Touring homes in San Diego County is one of the most exciting parts of the home-buying process, but ...

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California’s Tiered Home Pricing: Understanding San Diego’s Market
Buying a Home Aug 2, 2026

California’s Tiered Home Pricing: Understanding San Diego’s Market

Median prices don’t tell the whole story in San Diego real estate. Discover how tiered home pricing ...

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Bridge or Bust? Know Your Mortgage Options Before You List
Buying a Home Jul 27, 2026

Bridge or Bust? Know Your Mortgage Options Before You List

Before you list your home, explore bridge loan alternatives in San Diego. Compare mortgage options, ...

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California Rent Took ~35% of Income
Buying a Home Jul 16, 2026

California Rent Took ~35% of Income

New housing metrics show that the average California renter is now spending roughly 35% of their gro...

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What Separates Profitable Flips From Expensive Mistakes?
Buying a Home Jul 15, 2026

What Separates Profitable Flips From Expensive Mistakes?

A profitable house flip starts on day one with buying the right deal—because even a gorgeous renovat...

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Pre-Qualified vs. Pre-Approved: The Crucial Difference for San Diego Home Buyers
Buying a Home Jul 15, 2026

Pre-Qualified vs. Pre-Approved: The Crucial Difference for San Diego Home Buyers

Thinking about buying a home in San Diego? Learn the crucial difference between being pre-qualified ...

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Buying a Home Jun 16, 2026

Why Flexibility Is Winning Deals Right Now

In the 2026 housing market, rigidity creates friction. Discover why flexibility in pricing, terms, a...

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Is the Temecula market shifting? 🏡
Buying a Home Jun 14, 2026

Is the Temecula market shifting? 🏡

Temecula’s housing market is unique, and keeping up with local data is the key to making smart real ...

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Why Your First Offer on a San Diego Home Probably Shouldn’t Be Your Highest
Buying a Home Jun 2, 2026

Why Your First Offer on a San Diego Home Probably Shouldn’t Be Your Highest

Many home buyers worry they only have two options: submit their absolute highest price immediately o...

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New-Home Mortgage Demand Hit 14-Yr High in San Diego
Buying a Home May 29, 2026

New-Home Mortgage Demand Hit 14-Yr High in San Diego

New-home mortgage demand has officially surged to a 14-year high. Discover what is driving this hist...

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If homeownership is impossible, someone forgot to tell America’s teachers.
Buying a Home May 27, 2026

If homeownership is impossible, someone forgot to tell America’s teachers.

The media narrative claims the American Dream is dead and homeownership is impossible for normal ear...

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Carlsbad Market Update |Video Description: Carlsbad Market Update
Buying a Home May 11, 2026

Carlsbad Market Update |Video Description: Carlsbad Market Update

The Carlsbad housing market continues to shift as inventory rises, buyers become more selective, and...

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Beyond the Tour: Why a Buyer-Broker Agreement is Your Best Strategic Move in San Diego
Buying a Home Feb 19, 2026

Beyond the Tour: Why a Buyer-Broker Agreement is Your Best Strategic Move in San Diego

Buying a home in San Diego has changed. A San Diego Buyer-Broker Agreement is no longer just paperwo...

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Negotiation power is back for buyers: how to ask for credits, repairs, rate buydowns, and timelines without killing the deal
Buying a Home Feb 19, 2026

Negotiation power is back for buyers: how to ask for credits, repairs, rate buydowns, and timelines without killing the deal

The San Diego housing market has shifted. Buyers no longer have to settle for “as-is” deals. Discove...

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Is 6% Mortgage California Homebuyers’ Golden Ticket?
Buying a Home Feb 13, 2026

Is 6% Mortgage California Homebuyers’ Golden Ticket?

Are 6% mortgage rates the breakthrough California buyers have been waiting for? Brad and Karen Matto...

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The Hidden Costs of Waiting to Buy (That No One Talks About)
Buying a Home Feb 13, 2026

The Hidden Costs of Waiting to Buy (That No One Talks About)

Is waiting for the “perfect” market actually costing you a fortune? Brad and Karen Mattonen reveal t...

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What You Need to Know About Defaulting On Your Mortgage
Buying a Home Feb 9, 2026

What You Need to Know About Defaulting On Your Mortgage

Defaulting on a mortgage isn’t an immediate loss of your home. Brad and Karen Mattonen explain the 2...

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Guide to Mortgage Pre-Approval: Get Pre-Approved Today
Buying a Home Jan 18, 2026

Guide to Mortgage Pre-Approval: Get Pre-Approved Today

Getting pre‑approved is the first—and most important—step in buying a home. This guide breaks down h...

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5 things you need to know about getting a mortgage if you’re self-employed
Buying a Home Jan 14, 2026

5 things you need to know about getting a mortgage if you’re self-employed

Self-employed buyers face a very different mortgage process than W-2 employees. Understanding how le...

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Should You Buy a Home in 2026? Key Market Signals San Diego Buyers Must Watch Right Now
Buying a Home Dec 24, 2025

Should You Buy a Home in 2026? Key Market Signals San Diego Buyers Must Watch Right Now

Is 2026 a good time to buy a home? Discover key factors influencing the San Diego housing market, in...

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Buying a Home Oct 31, 2025

Will the Housing Market Rebound? Predictions for 2025 and 2026

Will the Housing Market Rebound? Predictions for 2025 and 2026 California: Positive Outlook for 2025...

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Buying a Home Sep 25, 2025

Budgeting Essentials for Your First Home

Buying your first home is exciting — but are you ready for the financial realities? Learn the budget...

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Think Homeownership in San Diego Means 20% Down? Think Again!
Buying a Home Sep 22, 2025

Think Homeownership in San Diego Means 20% Down? Think Again!

Many San Diego buyers believe they need 20% down to buy a home — but that’s not always true. Learn a...

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Zero Downpayment Home Buying in San Diego: Unlock Your Dream Home Today!
Buying a Home Sep 22, 2025

Zero Downpayment Home Buying in San Diego: Unlock Your Dream Home Today!

Think you need a big down payment to buy a home in San Diego? Think again! Learn how zero downpaymen...

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Guide for First-Time Homebuyers
Buying a Home Sep 10, 2025

Guide for First-Time Homebuyers

First-Time Homebuyer Guide: Smart Steps for a Confident Purchase Ready to buy your first home but no...

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Buying a Home Sep 3, 2025

5-Year Forecast Favors Buying Over Renting

Why Buying Beats Renting: What the 5-Year Forecast Reveals Is renting still the safer bet—or is it q...

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At $460B, Riverside County property tax base continues growth trend
Buying a Home Aug 27, 2025

At $460B, Riverside County property tax base continues growth trend

“Riverside County’s property tax base has reached a staggering $460 billion, continuing its steady g...

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Mortgage Servicing Corruption: What They Don’t Want You to Know
Buying a Home Aug 13, 2025

Mortgage Servicing Corruption: What They Don’t Want You to Know

The Hidden Side of Mortgage Servicing Mortgage servicing—the handling of your loan payments, escrow ...

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Waiting for the Housing Market to Crash can Cost You and is not a good idea!
Buying a Home Jun 18, 2025

Waiting for the Housing Market to Crash can Cost You and is not a good idea!

Why Slower Price Growth Doesn’t Mean “Cheaper Homes” Between August 2020 and August 2021, home price...

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Smart Moves in a Shaky Market: How to Navigate Today’s Real Estate Risks Without Getting Burned
Buying a Home Jun 6, 2025

Smart Moves in a Shaky Market: How to Navigate Today’s Real Estate Risks Without Getting Burned

Let’s skip the drama. Let’s deal in reality. Prices are rising, yes—but that’s not the real story. T...

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Is Now the Right Time to Buy or Sell?
Buying a Home Mar 22, 2025

Is Now the Right Time to Buy or Sell?

Focus on Enjoying Your Home and Building Your Future Understanding Market Cycles and the Long-Term B...

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Buying a Home Jan 23, 2025

Navigating Homeownership: Considerations Beyond Monthly Mortgage Commitments

Buying a home is one of the biggest financial decisions you’ll make — but many buyers focus only on ...

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Wondering Where to Live in San Diego? These 5 Places Will Blow Your Mind
Buying a Home Nov 25, 2024

Wondering Where to Live in San Diego? These 5 Places Will Blow Your Mind

Thinking about moving to San Diego but unsure where to live? We’ve got you covered! In this video, w...

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Home Inspection Checklist Every Buyer Needs!
Buying a Home Nov 12, 2024

Home Inspection Checklist Every Buyer Needs!

A comprehensive home inspection is one of the most crucial steps in the home buying process. This de...

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Buying a Home Sep 24, 2024

The Pros and Cons of Buying a Foreclosure

Buying a foreclosure can seem like an attractive opportunity for potential homeowners and investors....

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Pros and Cons of Loans With Zero Down
Buying a Home Jul 29, 2024

Pros and Cons of Loans With Zero Down

Are you considering a loan with zero down payment? In this video, Brad and Karen Mattonen from Homes...

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Why Do Vacation Home Sales Drop in San Diego?
Buying a Home Jun 28, 2024

Why Do Vacation Home Sales Drop in San Diego?

In this video, we delve into the factors contributing to the decline in vacation home sales in San D...

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Unlock Homeownership with the CalHFA VA AND CALHFA USDA Program
Buying a Home May 30, 2024

Unlock Homeownership with the CalHFA VA AND CALHFA USDA Program

A Comprehensive Guide to VA and USDA Loan Combinations for Veteran Homebuyers The CalHFA VA program ...

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Buying a Home May 18, 2024

Second Home Success: Key Considerations

Buying a second home sounds exciting—but if you’re not strategic, it can become a financial trap. In...

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Factors That Affect Home Sales: Exploring the Surge in Cash Offers
Buying a Home May 11, 2024

Factors That Affect Home Sales: Exploring the Surge in Cash Offers

Beneath the surface of a modest 0.8% increase in home sales lies a wealth of insights into the dynam...

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Rising Prices Affecting Buyers in Southern California as of May 2024
Buying a Home May 9, 2024

Rising Prices Affecting Buyers in Southern California as of May 2024

Explore the evolving dynamics of Southern California’s real estate market in May 2024, where rising ...

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Navigating Delayed Negotiations: Strategies for Smooth Real Estate Transactions
Buying a Home Apr 30, 2024

Navigating Delayed Negotiations: Strategies for Smooth Real Estate Transactions

Managing challenges in delayed negotiations involves grasping the root causes, such as political ins...

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Overcoming Doubts: Building Confidence for First-Time Homebuyers
Buying a Home Jan 31, 2024

Overcoming Doubts: Building Confidence for First-Time Homebuyers

Navigating the Path to Homeownership with Assurance and Empowerment Buying your first home is exciti...

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Buying a Home Jan 30, 2024

Reshaping Housing Decisions: The Influence of Remote Work

Navigating Change: How Remote Work Trends Reshape Home Preferences In recent years, the professional...

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Down Payment Secrets: Smart Moves to Score Your San Diego Home Fast
Buying a Home Jan 22, 2024

Down Payment Secrets: Smart Moves to Score Your San Diego Home Fast

Optimizing Savings for Homeownership: Smart Money Moves Before Homeownership Congratulations! You’ve...

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Understanding Your Credit: A Key to Homeownership Success
Buying a Home Jan 12, 2024

Understanding Your Credit: A Key to Homeownership Success

Credit Compass: Navigating the Path to Mortgage Success Owning a home is a dream for many, but the j...

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Owning Your Dream in San Diego: Why 2024 Could Be Your Golden Year, Despite the Headlines
Buying a Home Dec 25, 2023

Owning Your Dream in San Diego: Why 2024 Could Be Your Golden Year, Despite the Headlines

Forget the doom and gloom! Unlock the emotional, financial, and lifestyle benefits of buying a home ...

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Before Buying or Selling a Home, is the Property Insured and Insurable?
Buying a Home Dec 12, 2023

Before Buying or Selling a Home, is the Property Insured and Insurable?

Don’t Get Blindsided: Why Property Insurance is Essential for Home Buyers and Sellers Buying or sell...

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Unlock the Path to Homeownership with loanDepot’s New FHA Down Payment Assistance Program
Buying a Home Nov 29, 2023

Unlock the Path to Homeownership with loanDepot’s New FHA Down Payment Assistance Program

loanDepot’s New FHA Down Payment Assistance Program: A Helping Hand for Homebuyers loanDepot has unv...

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How to tell If a House is In Foreclosure
Buying a Home Nov 5, 2023

How to tell If a House is In Foreclosure

Curious if a property is in pre-foreclosure or bank-owned? Discover how to identify a foreclosure st...

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Buying a Home Oct 12, 2023

How to pay off a 30-year mortgage in 15 years

The news of quite possibly yet narrowly escaping a nationwide recession was eagerly accepted by most...

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Buying a Home Oct 11, 2023

The Real Estate Commission: A detailed explanation

Like any other service, when you enlist the services of a real estate broker or agent, there will be...

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Buying a Home Sep 26, 2023

Watch out for the latest scams!

Guarding Against Online Scams: Your Ultimate Defense It’s no secret that the internet has become an ...

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Protecting Your Interests: Understanding Your Real Estate Professional’s Responsibility
Buying a Home Sep 20, 2023

Protecting Your Interests: Understanding Your Real Estate Professional’s Responsibility

The Fiduciary Duties of Real Estate Agents Real estate transactions are complex and often involve su...

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From Financial Sense to a White Picket Fence: Your Comprehensive Guide to Homeownership
Buying a Home Sep 8, 2023

From Financial Sense to a White Picket Fence: Your Comprehensive Guide to Homeownership

The Dream of a White Picket Fence Home: A Financial Guide to buying a Home Owning a home with a…

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Buying a home with Bad Credit : Strategies and Options
Buying a Home Sep 6, 2023

Buying a home with Bad Credit : Strategies and Options

How to Buy a Home With Bad Credit: A Complete Guide Purchasing your first home is a major milestone....

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Real Estate Investing for Retirees: Self-Directed IRAs & REITs
Buying a Home Jul 25, 2023

Real Estate Investing for Retirees: Self-Directed IRAs & REITs

As retirees seek to maximize their retirement savings and secure a stable income during their golden...

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Buying a Home Jun 20, 2023

Medical Professional Mortgage Loans: Empowering Healthcare Heroes for Homeownership

There has been a lot of debate of late over student loan forgiveness. When it comes to these loans, ...

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Buying a Home Jun 15, 2023

5 Key Considerations for Buying a New Built-in Dishwasher: Your Ultimate Guide

Dishwashers. We never really understand what a time- and effort-saving device it is until it goes on...

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Unlocking the Key to Reaching the Perfect Buyer for Your Starter Home
Buying a Home May 12, 2023

Unlocking the Key to Reaching the Perfect Buyer for Your Starter Home

To prepare your home for sale, it’s always important to consider the type of buyer who will be most ...

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Scam?? The Risks of 100% Financing with Zero Percent Interest for Low Credit Score Homebuyers
Buying a Home May 11, 2023

Scam?? The Risks of 100% Financing with Zero Percent Interest for Low Credit Score Homebuyers

As Realtors in the San Diego County Market, Karen Mattonen and her husband Brad – HomesinSDCounty – ...

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It May Be Cheaper to Buy A Luxury Home Than A Starter Home – video
Buying a Home May 5, 2023

It May Be Cheaper to Buy A Luxury Home Than A Starter Home – video

No Kidding, it really may beIt may seem counterintuitive, but in some cases, buying a luxury home ca...

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Concessions Sellers Should Consider Making in a Cooling Market – video
Buying a Home Apr 21, 2023

Concessions Sellers Should Consider Making in a Cooling Market – video

Discover effective strategies for and concessions sellers may want to consider making in a cooling r...

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Buying a Home Apr 21, 2023

Pets and Home Value: Understanding the Impact of Your Furry Friends

As a homeowner, I’ve personally learned firsthand how much my pets can affect the value of my home. ...

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Why Home Prices Remain Resilient Despite a Cooling Real Estate Market – video
Buying a Home Apr 19, 2023

Why Home Prices Remain Resilient Despite a Cooling Real Estate Market – video

This video discusses why home prices are unlikely to drop despite the current cooling real estate ma...

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Buying a Home Apr 18, 2023

Expert Advice: How to Select the Best Real Estate Agent for a Hassle-Free Home Buying/Selling Experience

Like the girl and her three bears in the 19th-century fairy tale, some real estate agents are too ho...

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Buying a Home Mar 29, 2023

Finding Your Dream Home in San Diego’s 55+ Communities with Low Monthly HOA Fees

As you begin your search for a retirement home in a 55+ community in San Diego County, you may be…

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CALHFA First Time Home Buyer Down Payment and Closing Cost Assistance
Buying a Home Mar 27, 2023

CALHFA First Time Home Buyer Down Payment and Closing Cost Assistance

STOP RENTING & START OWNING Are You a First-Time Homebuyer? How do you qualify for a first-time home...

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Buying a Home Mar 21, 2023

What you need to know about mortgage interest rates

Interest rates, especially mortgage interest rates, have become the stuff of headlines over the past...

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Report Raises Concerns Over Dual Agency- Why Using the Listing Agent does Not benefit the buyer
Buying a Home Mar 21, 2023

Report Raises Concerns Over Dual Agency- Why Using the Listing Agent does Not benefit the buyer

Consumers are confused when it comes to dual agency arrangements in real estate, according to a new ...

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Avoiding Foreclosure: Comprehensive Tips and Resources for Homeowners in San Diego County, California
Buying a Home Mar 20, 2023

Avoiding Foreclosure: Comprehensive Tips and Resources for Homeowners in San Diego County, California

San Diego County is a popular area for homebuyers and homeowners alike. However, as with any area, h...

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Investing in Vacation Rentals in San Diego: Tips, Strategies, and Market Trends
Buying a Home Mar 16, 2023

Investing in Vacation Rentals in San Diego: Tips, Strategies, and Market Trends

I A Comprehensive Guide to the Pros and Cons in Investing in Vacation Rentals in San Diego San Diego...

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The Benefits and Drawbacks of 1031 Exchanges for Real Estate Investors in California
Buying a Home Mar 10, 2023

The Benefits and Drawbacks of 1031 Exchanges for Real Estate Investors in California

A 1031 exchange, also known as a like-kind exchange, is a tax-deferred transaction that allows inves...

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Buying a Home Mar 9, 2023

Have questions on the housing market? Here are some need to know answers!

Aout 28 million Americans” have plans to buy a home in 2023, so If you are also planning on buying…

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A Comprehensive Guide to Home Buying for Veterans
Buying a Home Mar 9, 2023

A Comprehensive Guide to Home Buying for Veterans

Buying a home can be an exciting and significant milestone for anyone, but it can also be a complex ...

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The Downsides of Home Loan Modification: Factors to Consider –
Buying a Home Feb 28, 2023

The Downsides of Home Loan Modification: Factors to Consider –

Home loan modification is a process where a homeowner works with their mortgage lender to change the...

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What to Do with Your Home When You Downsize: Tips for Seniors
Buying a Home Feb 24, 2023

What to Do with Your Home When You Downsize: Tips for Seniors

Downsizing is a great way to simplify your life in your senior years. After moving into a smaller ho...

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Home Warranty Guide for Homeowners and Real Estate Buyers: What to Expect and How to Choose the Best Coverage
Buying a Home Feb 22, 2023

Home Warranty Guide for Homeowners and Real Estate Buyers: What to Expect and How to Choose the Best Coverage

The first thing you need to know about home warranties is that they are neither insurance nor warran...

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Avoid Costly Surprises: How to Check the Plumbing System Before Buying a House
Buying a Home Feb 22, 2023

Avoid Costly Surprises: How to Check the Plumbing System Before Buying a House

Don’t let a faulty plumbing system become a financial burden after buying a new home. Our guide prov...

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Preparing Your Home for Natural Disasters: Essential Tips and Resources
Buying a Home Feb 15, 2023

Preparing Your Home for Natural Disasters: Essential Tips and Resources

Natural disasters can strike at any time, leaving homeowners vulnerable and unprepared. But with the...

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Here are the nuts and bolts of the mortgage process!
Buying a Home Feb 9, 2023

Here are the nuts and bolts of the mortgage process!

If you think that making the decision to purchase a home was a tough one, wait until you see what’s…

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Buying a Home Jan 23, 2023

Do I need a buyer’s agent just for me? and How do I choose one?

Although Americans continue to be smitten with the DIY craze, buying real estate is definitely not a...

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Buying a Home Jan 18, 2023

Before Buying your new Home in San Diego, what you need to Know and Questions to Ask!

Here’s something we find fascinating: 90% of diners researched a particular restaurant online before...

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Positive Equity Gains are being made by Homeowners in the past 12 Months
Buying a Home Dec 28, 2022

Positive Equity Gains are being made by Homeowners in the past 12 Months

Pinterest If you’re a homeowner, your net worth got a big boost over the past few years thanks to ra...

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Did You know you can invest in Real Estate Using your IRA? Yes, you Can, using a Self-Directed IRA
Buying a Home Dec 15, 2022

Did You know you can invest in Real Estate Using your IRA? Yes, you Can, using a Self-Directed IRA

Ever wish you could invest in real estate tax-free through your retirement accounts? You can. And it...

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Dear Renter – Is buying a home the best option for you?
Buying a Home Nov 8, 2022

Dear Renter – Is buying a home the best option for you?

Dear Renter Finding a place to live can be a daunting task. So many things go through your head when...

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HAS 2022 GOT YOU THINKING IT’S TIME FOR A CHANGE?
Buying a Home Oct 6, 2022

HAS 2022 GOT YOU THINKING IT’S TIME FOR A CHANGE?

A lot has changed in only a few months’ time, and this has had renters as well as homeowners reconsi...

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Is a Lukewarm Career Student Loans or Debt preventing you from Buying a House?
Buying a Home Oct 4, 2022

Is a Lukewarm Career Student Loans or Debt preventing you from Buying a House?

You have the millennial blues, here’s a positive 3-year recovery plan  You’re young, well-educated a...

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Buying a Home Oct 3, 2022

If Concerned about home security, Here is What to look for when house hunting

Depending upon where you live in the U.S., home security may be your biggest concern when buying a h...

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Can I Get a Home Loan when working as a Freelancer or Self Employed?
Buying a Home Sep 29, 2022

Can I Get a Home Loan when working as a Freelancer or Self Employed?

The “gig economy” has generated a lot of interest over the last few years—and for good reason: It’s ...

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Buying a Home Sep 28, 2022

Open house? How to Prepare Your Home for Sale!

The open house has been a part of home selling for more than 100 years, according to the National As...

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The Mortgage Process , It’s really not that Complicated as it sounds!
Buying a Home Sep 25, 2022

The Mortgage Process , It’s really not that Complicated as it sounds!

We are positive you can do this, We have your back. Here’s everything you need to get started. We kn...

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Must Have Tools for All Homeowners Video
Buying a Home Sep 7, 2022

Must Have Tools for All Homeowners Video

For all first-time or even Existing homeowners, there are many purchases and upgrades you may want t...

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Buying a Home Aug 4, 2022

Mortgage rates too high? Check out 3 government-backed loan programs

At this writing, mortgage rates are at 5.3% and we can expect them to rise again in late September. ...

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Tips and Hacks that actually work to save money for your new home
Buying a Home Jul 8, 2022

Tips and Hacks that actually work to save money for your new home

Pinterest It’s time to stop procrastinating and start saving!  You’ll be surprised at what some smal...

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5 REASONS TO ALWAYS CHOOSE A REAL ESTATE AGENT OVER “FOR SALE BY OWNER” -FSBO
Buying a Home Jul 5, 2022

5 REASONS TO ALWAYS CHOOSE A REAL ESTATE AGENT OVER “FOR SALE BY OWNER” -FSBO

While it can be tempting to “save money” by selling or buying without a real estate agent, the risks...

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Buyers why you should always Beware the For Sale by Owner – FSBO
Buying a Home Jun 28, 2022

Buyers why you should always Beware the For Sale by Owner – FSBO

If you’re shopping around for a house, you may have come across some properties listed as For Sale B...

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California First Time Home Buyer Forgivable Equity Builder Loan
Buying a Home May 11, 2022

California First Time Home Buyer Forgivable Equity Builder Loan

California Housing Finance Agency (CalHFA) has provided information on a New California program for ...

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Buying a Home Apr 19, 2022

Top Real Estate Questions Answered

If you’re considering buying or selling a property, I’m sure you have questions about what’s happeni...

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184 Thing Your REALTOR® is doing to Earn their Commission
Buying a Home Mar 3, 2022

184 Thing Your REALTOR® is doing to Earn their Commission

Listed here are 184 typical actions, research steps, procedures, processes and review stages in a su...

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Buying a Home Feb 28, 2022

HOA Basics: What Homebuyers Need to Know Before You Buy

HOA Basics: Key Benefits & Facts FAQ: Homeowners Associations Are HOA fees tax deductible?No — unles...

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Buying a Home Feb 16, 2022

Location and Condition: The Two Most Significant Factors Affecting the Market Value of Your Home”

Think of what buying a house would be like without a real estate agent. Oh, I know – that sounds…

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Video – Hispanic home ownership highest in 20 years
Buying a Home Feb 11, 2022

Video – Hispanic home ownership highest in 20 years

Let Us help YOU find your dream home From the Beaches to the Rolling Hills of San Diego County Excel...

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Video – Homebuying and Mortgage Tips for Newlyweds
Buying a Home Feb 10, 2022

Video – Homebuying and Mortgage Tips for Newlyweds

the homebuying process, much like wedding planning, the homebuying process can ultimately test even ...

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THE BEST US CITIES TO INVEST IN A RENTAL PROPERTY video
Buying a Home Jan 14, 2022

THE BEST US CITIES TO INVEST IN A RENTAL PROPERTY video

Which State, City in the US is best for Investment in Real Estate Rentals? And which city provides t...

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Mortgage Loans And Student Debt
Buying a Home Dec 27, 2021

Mortgage Loans And Student Debt

As of August 2021, student loan debt in the U.S. totals $1.73 trillion, and it’s growing at a rate s...

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San Diego CA November Housing and Real Estate Market Update –
Buying a Home Dec 20, 2021

San Diego CA November Housing and Real Estate Market Update –

San Diego CA November Housing and Real Estate Market Update – Trends for the San Diego Real Estate M...

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Buying a Home Dec 20, 2021

San Diego ‘Homes For All of Us’ Housing Package

Housing Action Package On July 19, 2021, the City of San Diego announced a new citywide initiative c...

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MORE YOUNG PEOPLE ARE BUYING HOMES
Buying a Home Oct 28, 2021

MORE YOUNG PEOPLE ARE BUYING HOMES

There’s a common misconception that younger generations aren’t interested in homeownership. Many peo...

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Questions to Ask Your Real Estate Agent before Buying or Selling a home
Buying a Home Oct 26, 2021

Questions to Ask Your Real Estate Agent before Buying or Selling a home

A look at some answers to the tough questions you should ask before trusting any real estate agent t...

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California Covid 19 Rent and Financial Relief is Still Available –
Buying a Home Oct 18, 2021

California Covid 19 Rent and Financial Relief is Still Available –

Whether it’s a health-related event or a significant financial hardship, COVID-19 has affected us al...

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184 Things A Real Estate Agent does for their Clients that justifies their Commission
Buying a Home Oct 17, 2021

184 Things A Real Estate Agent does for their Clients that justifies their Commission

“Why do I need you?” This is a question many real estate agents dread and hear often, and with the r...

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Buying a Home Oct 12, 2021

Can a house to be bought or sold without clearing a Title?

There are many different things that can cloud the title of a home. For instance, contractors can pl...

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Downsizing in San Diego – Video
Buying a Home Oct 12, 2021

Downsizing in San Diego – Video

Empty Nester? Downsizing? Retiring? Maintain Low Property Taxes with Prop 60 / 90 Are you finally an...

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Downsizing? Rightsizing? – Smaller Homes are a Bargain in San Diego video
Buying a Home Oct 11, 2021

Downsizing? Rightsizing? – Smaller Homes are a Bargain in San Diego video

Empty Nester? Downsizing? Retiring? Maintain Low Property Taxes with Prop 19 Are you finally an empt...

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Should I buy a home with a septic system?
Buying a Home Oct 11, 2021

Should I buy a home with a septic system?

When looking at homes for sale you may see in the listing description that a home isn’t on “city ser...

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4 secrets for a stress free transaction video
Buying a Home Sep 14, 2021

4 secrets for a stress free transaction video

Buying And /or Selling a home is one of life’s most important investments and exciting adventures. W...

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the home buying process explained video
Buying a Home Sep 13, 2021

the home buying process explained video

Welcome to the world of home buying! There are many issues to consider before buying a home or build...

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buy vs rent – the benefits of buying video
Buying a Home Sep 13, 2021

buy vs rent – the benefits of buying video

Not sure if you should buy a home? The rent you pay could build equity in your own real estate….

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three trends homebuyers should watch in September video
Buying a Home Sep 10, 2021

three trends homebuyers should watch in September video

If you are interested in buying a home – here are three trends you should be aware this September

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How to compete and win successfully against an all cash buyer when buying a home
Buying a Home Sep 10, 2021

How to compete and win successfully against an all cash buyer when buying a home

Got cash? If not, and you’re in the market to buy a home, you are at a distinct disadvantage. The…

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WHY NOW IS A GREAT TIME TO BUY
Buying a Home Sep 10, 2021

WHY NOW IS A GREAT TIME TO BUY

Amidst everything happening in the country and around the world, house prices have held steady and e...

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The Best San Diego California Realtors have ADHD /ADD
Buying a Home Aug 11, 2021

The Best San Diego California Realtors have ADHD /ADD

Several Years ago, I wrote this article as a Recruiter – 4 Years ago, I joined the Real Estate Indus...

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Is it Still a Good time to Buy a home
Buying a Home Aug 4, 2021

Is it Still a Good time to Buy a home

Is it still a good time to buy?  Are you loving this real estate market?  Who is buying homes at…

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Buyers Emotional Triggers when buying a home
Buying a Home Jul 29, 2021

Buyers Emotional Triggers when buying a home

Your five senses can take you back in time to a wonderful memory. Sights, sounds, and scents can rem...

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Has the Housing Market Finally Peaked? Video
Buying a Home Jul 28, 2021

Has the Housing Market Finally Peaked? Video

Housing boom May be over as new home sales fall to pandemic low – but too soon to forecast a…

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Tips to Help First-Time Homebuyers Secure a VA Loan
Buying a Home Jul 23, 2021

Tips to Help First-Time Homebuyers Secure a VA Loan

You’re ready to live the dream of owning your own home, but it can be complicated and confusing for ...

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OPEN HOUSE Stunning Carlsbad Calavera Hills Home
Buying a Home Jul 15, 2021

OPEN HOUSE Stunning Carlsbad Calavera Hills Home

Join Us for our OPEN HOUSE at 4664 Meadow Dr, Carlsbad, CA 92010 – FRIIDAY – 4-7SATURDAY – 1-4 PMSUN...

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Why it’s important to use a Seller’s agent to sell your home
Buying a Home Jul 15, 2021

Why it’s important to use a Seller’s agent to sell your home

After spending enough time researching real estate online, you probably think you can do just as goo...

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Coldwell Banker Homes For Dogs Project – Helps Finding Adoptable Pets Forever Homes
Buying a Home Jul 14, 2021

Coldwell Banker Homes For Dogs Project – Helps Finding Adoptable Pets Forever Homes

Finding Homes for Home’s Best Friend Nothing compares to the warmth and comfort of being at home. Bu...

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What is my real estate agent supposed to do for me?
Buying a Home Jul 13, 2021

What is my real estate agent supposed to do for me?

Real estate agents sell homes — but the agent you choose should offer you a comprehensive lineup of ...

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Top 3 Must Haves VS Wants – tips when buying a home to avoid overspending
Buying a Home Jul 13, 2021

Top 3 Must Haves VS Wants – tips when buying a home to avoid overspending

Let’s be realistic—there are no perfect homes. You are ultimately responsible for deciding what the ...

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Best Days to List Your Home for sale in San Diego County
Buying a Home Jul 9, 2021

Best Days to List Your Home for sale in San Diego County

ATTOM Data Solutions, curator of the nation’s premier property database and first property data prov...

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The 10 Commandments to live by when applying for a Home Loan
Buying a Home Jul 8, 2021

The 10 Commandments to live by when applying for a Home Loan

ABSOLUTELY DO NOT DO ANY OF THESE DURING YOUR MORTGAGE PROCESS The decision has been made to buy or ...

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Buyers BEWARE! Why Using the Listing Agent – dual agency – does Not benefit the buyer
Buying a Home Jun 30, 2021

Buyers BEWARE! Why Using the Listing Agent – dual agency – does Not benefit the buyer

Home Buyers are confused when it comes to dual agency arrangements in real estate, according to a ne...

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How to avoid ‘panic buying’ in an ultra-competitive housing market
Buying a Home Jun 2, 2021

How to avoid ‘panic buying’ in an ultra-competitive housing market

Today’s Market is Nuts, and it’s easy to get caught up in the craziness. Here is how to make sure…

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San Diego First Time Homebuyer Down Payment and Loan Assistance Programs
Buying a Home Apr 21, 2021

San Diego First Time Homebuyer Down Payment and Loan Assistance Programs

STOP RENTING & START OWNING The San Diego Housing Commission (SDHC) offers deferred loans, homeowner...

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How to Save on That Mortgage!
Buying a Home Mar 30, 2021

How to Save on That Mortgage!

Tips on how to save during the home-buying process. How do you know what you can afford? An often qu...

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How much House Can I afford – Debt to Income Ratio
Buying a Home Mar 24, 2021

How much House Can I afford – Debt to Income Ratio

What is a debt-to-income ratio? And, Why is the 43% debt-to-income ratio important? Your debt-to-inc...

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Buying a Home Mar 17, 2021

Real estate FAQ: What are loan origination fees?

One of the most confusing aspects of the home purchase, at least for first-timers, is the mortgage p...

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Buying a Home Nov 12, 2020

Appraisal problems in a hot real estate market

Real estate markets aren’t static. But, when a market is as “hot” as the current one, it presents pr...

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Buying a Home Nov 12, 2020

First Time Homebuyer Guide

Down payment assistance (DPA) programs can open new doors for homebuyers Click here to download our ...

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Buying a Home Nov 12, 2020

Still haven’t found your dream home? Consider a fixer-upper

Have you made your wish list of all the things you crave in a new home? If you have, you…

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